FAQ

FAQ


Frequently Asked Questions

  • Is this a loan consolidation?

    No. This program does not require you to consolidate any of your loans.

  • Do I have to modify any of my loans?

    Not at all. This program simply optimizes the strategy of paying your debts to find the fastest path to being debt-free and saving thousands of dollars in interest.

  • Is this a credit repair service?

    While this program will help you pay down debt fast and gain more equity if you have an existing mortgage, it is not meant to be a short term credit repair solution.


    We do have a credit repair service to which we can refer you if you need that service.


    Once you have your new mortage we can help reduce the time and interest paid!

  • Do you negotiate with my creditors?

    We do not contact your creditors. This is simply a software program that uses algorithms to guide you to the most efficient and fastest method of paying off all of your debt.

  • Does it cost anything to see if the program will work for me?

    Our comprehensive and confidential analysis is absolutely free! We will generate a savings report tailored to your situation.

  • What types of debt can I enter into the program?

    All types of debt. Mortgages, credit cards, student loans, auto loans, home equity lines of credit, personal loans, business loans, etc.

  • I am good with numbers and finances. Can I do this myself?

    If you like numbers then you will love this program! Doing it your way you may be able to save some money, but what if the program could save you thousands more? It is worth the time to go through the free analysis to find out!

  • Do I need a line of credit HELOC or LOC) to use the program?

    No. All you need is a checking and savings account. 


    A LOC can be used to accelerate the program in some scenarios becuase it provides more flexibility for timing of debt payments in a month.

  • Can I use this program to help with rental property mortgages?

    Absolutely! In fact, this program will help you optimize your investments by reducing your interest costs and gaining equity in your properties faster.

  • I have a business. Can I use this program for the debts of my business?

    Absolutely! Building, property, commercial, equipment or any other type of business loan can be entered into the software and help you pay that debt down as fast as possible and save the most of interest.

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